纽约市有大量的公寓出售。褐石在纽约市住房市场上也非常受欢迎。如果您想在纽约市买房,您可能想知道在购买褐石时应该考虑哪些因素。居住在褐石公寓与居住在公寓或公寓不同。它更像是一户人家的住宅,您有很多责任来维护褐石。以下是购买褐石时需要注意的七点。
Landmark Status
Many brownstones have landmark status through the NYC Landmarks Preservation Commission. The LPC protects historically, culturally, and architecturally significant buildings by limiting or preventing exterior renovations while allowing minimal updates to the interior. Approval is needed when planning on doing any work on the property.
Homeowner Responsibilities
Owning a brownstone means you will have the same maintenance responsibilities as an owner of a single-family home. Unlike living in an apartment or condo, you need to take care of any maintenance work yourself or hire a professional. Some brownstone neighborhoods hire a community superintendent who can handle their maintenance needs.
No Amenities
Buying a brownstone is like buying a single-family home. You will not have a doorman, concierges, a 24-hour security staff, or an on-site gym. Be proactive in protecting your home by installing 24/7 security monitoring systems. Also, brownstones do not have elevators despite having as many as five floors.
Do a title search
Many NYC brownstones are over 100 years old. Many things could have happened to the property during all this time, including code violations, open permits, tax liens, and other violations and liens. A title search will uncover these issues and can delay the purchase of a brownstone. Yet, these issues will not prevent you from purchasing a brownstone.
Check the Certificate of Occupancy
Some brownstones have a single-family designation, while others have a multi-family designation. Whether you want to use your brownstone as a single-family or multi-family home, you need to check the Certificate of Occupancy before purchasing a brownstone. Just understand that you cannot rent out your property to multiple tenants if your brownstone has a single-family designation.
Get a Site Inspection
Your offer to purchase a brownstone should always be contingent on passing a site inspection. The licensed home inspector should have experience inspecting older buildings like brownstones. This inspector should know about common problems in older homes regarding outdated utilities and building structures not associated with newer buildings.
Beware of the Down Payment Requirement
NYC brownstones are high-priced properties that require a large down payment. You may also need to pay an even larger down payment depending on the number of units. You should know how much money you can borrow and how much of a down payment you can afford before purchasing a brownstone.
Brownstones are popular among homebuyers in NYC and Miami residents who want to purchase a brownstone in NYC. Manhattan Miami real estate professions can help home buyers fulfill their dreams of owning one of these desirable properties.